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News Center

November 27, 2007

Safety Insurance Announces Private Passenger Automobile Rate Filing

BOSTON, Nov. 19 -- Safety Insurance (NASDAQ: SAFT), an A.M. Best A rated company, is pleased to announce that today we have submitted a Private Passenger Automobile rate filing that offers automobile policyholders up to a 25% rate decrease beginning April 1, 2008.

Approximately 85% of all drivers will see a rate decrease. Of those drivers experiencing rate increases, less than 1% could see the maximum allowable increase of 10%. Safety's rate filing will provide you with an extremely competitive private passenger automobile product that includes the following:

• Account Discount of 10% for automobile policyholders who have another policy with us from any other line of business written by Safety.
• Multi-Car discount of 10%.
• Loyalty/Renewal Discount of up to 5% for policyholders who maintain continuous coverage with Safety.
• Merit Rating Plan enhancements:
• Increase Excellent Driver Plus (SDIP step 99) credit from 17% to 25%
• Increase Excellent Driver (SDIP step 98) credit from 7% to 15%
• The Safety Shield, a broad coverage enhancement endorsement. Some of Safety's Shield's features include:
• Disappearing Collision deductible
• Guaranteed Replacement Cost
• Extended Substitute Transportation
• Air Bag Mechanical Failure
• Auto Loan/Lease Gap coverage endorsement

Safety Insurance will also offer a combined billing option on April 1, 2008 for policyholders that wish to have all their Safety insurance policies combined onto a single bill.

In addition, Safety Insurance will be filing enhancements to our other products to give you a superior offering of auto, home and business insurance products. And of course, Safety is dedicated to providing you with the highest standard of service.

About Safety Insurance
Safety Insurance was founded in 1979 with a belief that it would succeed as a company if customers were given the best possible service. A leading provider of property and casualty insurance in Massachusetts, Safety Insurance is the second largest writer of private passenger automobile, and the third largest writer of commercial automobile insurance in Massachusetts. Safety Insurance offers a portfolio of other personal line insurance products, including, homeowners, dwelling fire, and personal umbrella. In addition, Safety Insurance also offers commercial lines insurance products including, business owner policies, commercial package policies, and commercial umbrellas. Sold exclusively through a network of professional independent agents, Safety Insurance provides agents with state-of-the-art tools that make it easy to service and protect their customers. Safety Insurance has consistently received an "A" rating from A.M. Best. Please visit our website at: http://www.SafetyInsurance.com.

For more information, contact:

George Murphy, Vice President, Marketing
Safety Insurance
617-951-0600 x3053
GeorgeMurphy@SafetyInsurance.com