 About
the Availability of on-line payments - credit cards,
PayPal |
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Safety currently does not offer
the ability to pay bills either on-line through our web
sites, or through use of payment services such as PayPal
or other credit card companies.
| Payment
options for auto insurance |
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Safety offers three payment
options. Your Safety agent can help you select the one
that best meets your needs.
- You can pay the entire premium
in full at the time you apply for insurance
or when your policy comes up for renewal:
- If you choose to pay less than
the full premium, our installment billing plan
is automatically activated. After you pay the
down payment, the plan provides for 9 additional
payments that are due on the same day each month.
A billing charge is assessed on each bill. The
type of billing charge depends on the SDIP points
associated with the operators of each vehicle.
A $15.00 late charge is also assessed if payments
are not received within 10 days following the
payment due date.
- You can enroll in the SAFETY
ADVANTAGE program and have payments automatically
withdrawn from your bank account.
If you have been cancelled for non-payment during
the past two years, a 100% down payment is required.
Please contact your
Safety Agent
for more details.
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| Payment
options for homeowners and umbrella insurance
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Safety offers three payment
options. Your Safety agent can help you select the one
that best meets your needs:
- You can pay the entire premium
in full at the time you apply for insurance
or when your policy comes up for renewal.
- If you choose to pay less than
the full premium, our installment billing plan
is automatically activated. The plan provides
for 5 payments. A $4.00 service fee is assessed
on each bill.
- You can enroll in the SAFETY
ADVANTAGE program and have payments automatically
withdrawn from your bank account.
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| The
Safe Driver Insurance Plan (SDIP) |
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To ensure that rates are fair, the state categorizes drivers
based on their accident and violation history over the
past five years. This system is called the safe driver
insurance plan (SDIP). Accounting for all accidents and
violations over this time period results in a step assignment,
which can range from 98 - 45 points.
SDIP automatically applies surcharges (points) and credits
to increase or decrease the premium on a policy, depending
on the driving record of the policyholder and all operators
listed on the policy.
| Discounts
Safety offers for auto insurance |
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Here is a summary of the discounts
Safety offers. To find out whether you qualify for these
discounts, contact your Safety agent.
Standard Discounts offered
in Massachusetts:
Age
65 or Older
Safety will apply a 25% premium discount for all coverages
after all other discounts and rating factors, but prior
to the application of the Safe Driver Insurance Plan rating
step if:
The principal operator is 65 years or older,
There are no inexperienced drivers (0-6 years driving
experience),
and The automobile is not customarily used in business.
Passive Restraint
Safety will apply a 25% discount to the premium paid for
Parts 2, 3, 6, and 12 if your automobile is equipped with
an air bag or automatic seat belts.
Low mileage discount*
Estimate your annual mileage:
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If
your estimate is ... |
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Safety
will apply the following
discount to Parts 1-8 and Part 12 |
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0 - 5000 miles |
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10% |
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5001 - 7500 |
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5% |
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*Note: Antique vehicles are not
eligible to receive this discount.
Anti-Theft
Safety will apply up to a 35% discount of the premium
paid for Part 9, Comprehensive Coverage, for automobiles
with qualifying anti-theft devices. Contact your agent
for more details.
Multi-Vehicle Discount*
Safety will apply a 5% discount to the premium paid
for Parts 1, 2, 4, 5, 7, 8, and 9 if:
An individual or married couple own two or more automobiles
insured by Safety,
and The automobiles are not customarily used in business.
* Note: Antique vehicles are not eligible to receive
this discount.
Driver's Education
Safety will apply a discount to the premium paid for
parts 1, 2, 4, 5, and 7 for the first 3 years after
an inexperienced driver has completed an approved training
course.
Public Transportation
Discount
Safety will apply a 10% public transit discount to the
premium paid for Parts 4 and 7 (up to a maximum of $75
per eligible vehicle), if you provide your agent with
the following:
11 out of 12 monthly passes purchased during the policy
period from a qualifying MA transit system, or 8 out
of 11 passes plus evidence of purchase for the missing
passes.
| Mailing
address for payments |
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Lockbox (All stub auto
payments):
Safety Insurance Company
PO Box 4324
Woburn, MA 01888-4324
Premium
Accounting-Direct
(All non-stub auto payments, all "other than auto" payments):
Safety Insurance Company
PO Box 55089
Boston, MA 02205-5089
Overnight Mail - Premium Payments
Safety Insurance Company
Premium Accounting Dept. PAC-1
20 Custom House St
Boston, MA 02210 |
