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Safety Insurance customers: review your account balance and payment information at InsureAnswer.com. Here you can check your annual premium, outstanding balance, last payment date, minimum amount due, and due date.


Billing and Discount Information
   
About the availability of on-line payments - credit cards, PayPal
Payment options for auto insurance
Payment options for homeowners and umbrella insurance
Safety's mailing address for payments
The Safe Driver Insurance Plan (SDIP)
Discounts Safety offers for auto insurance





About the Availability of on-line payments - credit cards, PayPal

Safety Insurance now offers Online Bill Pay, a convenient way for you to pay your Safety Insurance bill. You may pay for any Safety Insurance policy by entering your checking or money market account information along with the amount that you'd like to pay. Learn more

Safety Insurance currently does not offer the ability to pay bills through the use of payment services such as PayPal or other credit card companies.


Payment options for auto insurance

Safety offers three payment options. Your Safety agent can help you select the one that best meets your needs.

  1. You can pay the entire premium in full at the time you apply for insurance or when your policy comes up for renewal:

  2. If you choose to pay less than the full premium, our installment billing plan is automatically activated. After you pay the down payment, the plan provides for 9 additional payments that are due on the same day each month. A billing charge is assessed on each bill. The type of billing charge depends on the SDIP points associated with the operators of each vehicle. A late charge of up to $25.00 is assessed if payments are not received within 10 days following the payment due date.

  3. You can enroll in the SAFETY ADVANTAGE program and have payments automatically withdrawn from your bank account.
If you have been cancelled for non-payment during the past two years, a 100% down payment is required.

Please contact your Safety Agent for more details.


Payment options for homeowners and umbrella insurance

Safety offers three payment options. Your Safety agent can help you select the one that best meets your needs:

  1. You can pay the entire premium in full at the time you apply for insurance or when your policy comes up for renewal.

  2. If you choose to pay less than the full premium, our installment billing plan is automatically activated. The plan provides for 5 payments. A $5.00 service fee is assessed on each bill.

  3. You can enroll in the SAFETY ADVANTAGE program and have payments automatically withdrawn from your bank account.

The Safe Driver Insurance Plan (SDIP)

To ensure that rates are fair, the state categorizes drivers based on their accident and violation history over the past five years. This system is called the safe driver insurance plan (SDIP). Accounting for all accidents and violations over this time period results in a point assignment, which can range from 98 - 45 points.

SDIP automatically applies surcharges (points) and credits to increase or decrease the premium on a policy, depending on the driving record of the policyholder and all operators listed on the policy.


Discounts Safety offers for auto insurance

Here is a summary of the discounts Safety offers. To find out whether you qualify for these discounts, contact your Safety agent.

Standard Discounts offered in Massachusetts:

Age 65 or Older

Safety will apply a 25% premium discount for all coverages after all other discounts and rating factors, but prior to the application of the Safe Driver Insurance Plan rating step if:

The principal operator is 65 years or older,
There are no inexperienced drivers (0-6 years driving experience),
and The automobile is not customarily used in business.

Passive Restraint

Safety will apply a 25% discount to the premium paid for Parts 2, 3, 6, and 12 if your automobile is equipped with an air bag or automatic seat belts.

Low mileage discount*


Estimate your annual mileage:

   If your estimate is ...      Safety will apply the following
discount to Parts 1-8 and Part 12
 
   0 - 5000 miles    10%  
  5001 - 7500    5%  

*Note: Antique vehicles are not eligible to receive this discount.


Anti-Theft

Safety will apply up to a 35% discount of the premium paid for Part 9, Comprehensive Coverage, for automobiles with qualifying anti-theft devices. Contact your agent for more details.

Multi-Vehicle Discount*

Safety will apply a 5% discount to the premium paid for Parts 1, 2, 4, 5, 7, 8, and 9 if:

An individual or married couple own two or more automobiles insured by Safety,

and The automobiles are not customarily used in business.

* Note: Antique vehicles are not eligible to receive this discount.

Driver's Education

Safety will apply a discount to the premium paid for parts 1, 2, 4, 5, and 7 for the first 3 years after an inexperienced driver has completed an approved training course.

Public Transportation Discount

Safety will apply a 10% public transit discount to the premium paid for Parts 4 and 7 (up to a maximum of $75 per eligible vehicle), if you provide your agent with the following:

11 out of 12 monthly passes purchased during the policy period from a qualifying MA transit system, or 8 out of 11 passes plus evidence of purchase for the missing passes.


In Control Advanced Driver Training and Safe Roads Alliance Participation Discount

Drivers who participate in In Control's driver skills development program and become members of Safe Roads Alliance will receive a 5% discount on their automobile insurance from Safety Insurance. In addition, drivers with Safety Insurance coverage will be able to participate in In Control's driver skills development program for only $75.00, a 70% discount from the normal $299.00 enrollment fee. Learn more

Mailing address for payments

Lockbox (All stub auto payments):
Safety Insurance Company
PO Box 4324
Woburn, MA 01888-4324

Premium Accounting-Direct
(All non-stub auto payments, all "other than auto" payments):

Safety Insurance Company
PO Box 55089
Boston, MA 02205-5089

Overnight Mail - Premium Payments

Safety Insurance Company
Premium Accounting Dept. PAC-1
20 Custom House St
Boston, MA 02210