5 Years Running - Safety Insurance Named Among Ward's 50 Top Performing Property and Casualty Insurers

BOSTON, Mass. (July 30, 2012) - Safety Insurance (NASDAQ: SAFT), a leading provider of auto, home and business insurance in Massachusetts and New Hampshire, is pleased to have been named to the 2012 Ward’s 50 Top Performing P&C Insurers for the fifth straight year.

The Ward Group is the trusted leader of benchmarking and best practices services for the insurance industry. Annually, it analyzes the financial performance of over 3,000 property-casualty insurance companies domiciled in the U.S. and identifies the top performers. Each Ward's 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed.

Based on their annual analysis of the U.S. property-casualty industry, Safety Insurance is recognized for achieving outstanding financial results in the areas of safety, consistency and performance over a five year period (2007-2011).

"Safety Insurance is proud to be included among the Ward’s 50 for the fifth straight year," said David Brussard, president and CEO. "2011 was a particularly challenging year for property-casualty insurers in the northeast due to the hurricanes, tornados and record snows. Safety is proud that despite these challenges and the challenges of a sluggish economy, we have been able to continue providing reliable, high-quality coverage that meets our customers’ needs."

Learn more about the 2012 Ward's 50 Top Performing P&C Insurers.

About Safety Insurance

Safety Insurance was founded in 1979 with a belief that it would succeed as a company if customers were given the best possible service.  A leading provider of property and casualty insurance in Massachusetts, Safety Insurance is the third largest writer of private passenger automobile, and the third largest writer of commercial automobile insurance in Massachusetts.  Safety Insurance offers a portfolio of other personal line insurance products, including, homeowners, dwelling fire, and personal umbrella.  In addition, Safety Insurance also offers commercial lines insurance products including, business owner policies, commercial package policies, and commercial umbrellas. Sold exclusively through a network of professional independent agents, Safety Insurance provides agents with state-of-the-art tools that make it easy to service and protect their customers.  Safety Insurance has consistently received an "A" rating from A.M. Best.

About Ward's 50(SM)

Annually, Ward Group analyzes the financial performance of over 3,000 property-casualty insurance companies and nearly 800 life-health insurance companies domiciled in the United States and identifies the top performers in each segment.This group is called the Ward's 50 for the year. Each of the top fifty companies is awarded the Ward's 50® Seal and their names are listed as the Ward's 50® Top Performers for the year. Each Ward's 50® company has passed all safety and consistency screens and achieved superior performance over the five years analyzed.

For more information, contact:

George Murphy, Vice President, Marketing

Safety Insurance

617-951-0600 x3053

GeorgeMurphy@SafetyInsurance.com