Safety Insurance Named Among Ward's 50 Top Performing Property & Casualty Insurers for 6th Consecutive Year

BOSTON, Mass. (July 16, 2013) - Safety Insurance (NASDAQ: SAFT), a leading provider of auto, home and business insurance in Massachusetts and New Hampshire, is pleased to have been named to the 2013 Ward's 50 Top Performing P&C Insurers for the sixth year in a row.

The Ward Group is the trusted leader of benchmarking and best practices services for the insurance industry. To develop its annual list, Ward Group analyzes the financial performance of over 3,000 property-casualty insurance companies domiciled in the U.S. and identifies the top performers.

Each Ward's 50 company passed all safety and consistency screens and achieved superior performance over the five years analyzed (2008 to 2012). This year, the Ward's 50 property-casualty group of insurance companies produced a 9.9% statutory return on average equity (from 2008 to 2012) compared to 4.9% for the property-casualty industry overall.

"Being a part of the Ward's 50 list six years running is an exciting achievement for Safety Insurance," said David Brussard, president and CEO, Safety Insurance. "We are proud of this recognition, as well as our success building enduring value for our shareholders and providing the best services to our Independent Agents and their policyholders."

Learn more about the 2013 Ward's 50 Top Performing P&C Insurers.

About Safety Insurance

Safety Insurance was founded in 1979 with a belief that it would succeed as a company if customers were given the best possible service. A leading provider of property and casualty insurance in Massachusetts, Safety Insurance is the third largest writer of private passenger automobile, and the third largest writer of commercial automobile insurance in Massachusetts. Safety Insurance offers a portfolio of other personal line insurance products, including, homeowners, dwelling fire, and personal umbrella. In addition, Safety Insurance also offers commercial lines insurance products including, business owner policies, commercial package policies, and commercial umbrellas. Sold exclusively through a network of professional independent agents, Safety Insurance provides agents with state-of-the-art tools that make it easy to service and protect their customers. Safety Insurance has consistently received an "A" rating from A.M. Best.

About Ward's 50(SM)

Annually, Ward Group analyzes the financial performance of over 3,000 property-casualty insurance companies and nearly 800 life-health insurance companies domiciled in the United States and identifies the top performers in each segment. This group is called the Ward's 50 for the year. Each of the top fifty companies is awarded the Ward's 50® Seal and their names are listed as the Ward's 50® Top Performers for the year. Each Ward's 50® company has passed all safety and consistency screens and achieved superior performance over the five years analyzed.

For more information, contact:

George Murphy, Vice President, Marketing

Safety Insurance

GeorgeMurphy@SafetyInsurance.com