Terms & Conditions

I. Notice

This Internet site (the “Safety Insurance site”) is made available for your use by Safety Insurance Group, Inc., and its insurance company subsidiaries, Safety Insurance Company, Safety Indemnity Insurance Company and the Safety Property and Casualty Insurance Company (collectively, “Safety Insurance”) pursuant to the terms and conditions of use set forth herein (the "Terms of Use").

By accessing and making use of this Safety Insurance site, you agree to be bound by these Terms of Use. If you do not agree with the Terms of Use, you are not authorized to use the Safety Insurance site and your sole remedy is to cease your use of the Safety Insurance site.

These Terms of Use may be modified by Safety Insurance at any time and without notice to you. It is your responsibility to visit this page frequently to review carefully the current Terms of Use which govern your continued use of the Safety Insurance Site. Each and every time you access the Safety Insurance site you shall be deemed to have agreed to the then current Terms of Use.

II. Licensing

Safety Insurance is licensed in, and focused on customers in, Massachusetts, Maine, and New Hampshire. Nothing on the Safety Insurance site is intended or should be construed as a solicitation or offer to sell insurance products in any jurisdiction in which Safety Insurance is not properly licensed.

III. Policies v. Site Content

In several locations on the Safety Insurance site, we provide helpful information about commonly used insurance terminology, frequently asked insurance questions, and our Company’s products. Information presented on such pages is subject in all respects to the terms, conditions and limitations of insurance policies covering customers. In the unlikely event that there is some conflict between an actual insurance policy and any statements on the Safety Insurance site, the terms, conditions and limitations of our insurance policy will govern.

IV. Disclaimers

YOU AGREE THAT ANY USE OF THE SAFETY INSURANCE SITE IS AT YOUR SOLE RISK AND THAT THE SAFETY INSURANCE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. SAFETY INSURANCE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR RESULTS OF THE USE OF ANY CONTENT OR INFORMATION AVAILABLE ON OR THROUGH THE SAFETY INSURANCE SITE. THE ACCURACY, COMPLETENESS, SEQUENCING OR TIMELINESS OF INFORMATION IS NOT GUARANTEED BY SAFETY INSURANCE AND INFORMATION IS SUBJECT TO CHANGE.

TO THE FULLEST EXTENT PERMITTED BY LAW, SAFETY INSURANCE DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO: (A) ANY WARRANTY FOR CONTENT, INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SAFETY INSURANCE SITE; (B) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, OR SERVICES OFFERED ON OR THROUGH THE SAFETY INSURANCE SITE; (C) ANY WARRANTIES THAT THE SAFETY INSURANCE SITE IS FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS; AND (D) ANY WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR WARRANTIES OF NON-INFRINGEMENT.

THE INTERNET IS AN OPEN SYSTEM. THEREFORE, SAFETY INSURANCE CANNOT AND DOES NOT GUARANTEE THAT THE PERSONAL INFORMATION ENTERED BY YOU WILL NOT BE MISAPPROPRIATED, INTERCEPTED, DELETED, DESTROYED OR USED BY OTHERS. YOU AGREE NOT TO HOLD SAFETY INSURANCE LIABLE FOR ANY LOSS OR DAMAGE OF ANY SORT INCURRED AS A RESULT OF ANY SUCH MISAPPROPRIATION, INTERCEPTION, DELETION, DESTRUCTION, OR USE OF INFORMATION PROVIDED BY YOU THROUGH THE SAFETY INSURANCE SITE.

V. Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL SAFETY INSURANCE BE LIABLE FOR ANY DAMAGES, DIRECT, INDIRECT, INCIDENTAL, AND/OR CONSEQUENTIAL, INCLUDING WITHOUT LIMITATION BODILY INJURY, EMOTIONAL DISTRESS OR DISCOMFORT, OR PHYSICAL DAMAGE RESULTING FROM OR IN ANY WAY RELATED TO YOUR USE OF THE SAFETY INSURANCE SITE, INCLUDING BUT NOT LIMITED TO YOUR USE, REFERENCE TO OR RELIANCE ON ANY INFORMATION OBTAINED ON OR THROUGH THE SAFETY INSURANCE SITE.

VI. Linking

Safety Insurance does not endorse, adopt or have any responsibility for any information available on or through an linked third-party Web sites. While Safety Insurance provides links to other Web sites where you may find useful or helpful information, Safety Insurance does not maintain theses linked sites and has no control over the function and content on the linked sites. Safety Insurance disclaims and is not responsible for the function of or content on the linked sites, including, without limitation, completeness, accuracy, legality or propriety of such content. The linked sites are for your convenience only and you access them at your own risk. Safety Insurance disclaims all liability for products or services that you may purchase from any third party. If you are not satisfied with any services and products provided by third parties, you must contact such third parties directly. In addition, while Safety Insurance provides links to pages maintained by its agents or producers, Safety Insurance accepts no liability for the content on such pages, or for any communication you receive from its agents or producers as a result of your visits to such pages.

Third-party content, logos and company names available on or through the Safety Insurance site are the intellectual property of their respective owners. The contents of the Safety Insurance site, including but not limited to graphics, logos and text, are the property of Safety Insurance, and are protected by copyright and other intellectual property laws.

The names Safety and Safety Insurance (and logo) are either service marks and/or registered service marks of Safety Insurance Company, and may not be used under any circumstances without the express prior written consent of Safety Insurance Company. The name Safety Insurance Group, Inc. is the service mark of Safety Insurance Group, Inc., and may not be used under any circumstances without the express prior written consent of Safety Insurance Group, Inc. All other Safety Insurance products and proprietary tools offered on the Safety Insurance site, including InsureAnswer.com, are the trademarks or service marks of Safety Insurance Company, and any such marks may not be used under any circumstances without the prior written authorization of Safety Insurance Company.

VIII. Privacy Policy

Safety Insurance respects the privacy of your nonpublic personal information and provides a detailed explanation of its online information gathering and dissemination practices as part of its Privacy Policy which is available online here.

IX. Choice of Law

These Terms of Use will be governed by and construed in accordance with the laws of the State of Massachusetts, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to your use of the Safety Insurance site or these Terms of Use shall be filed only in the state or U.S. Federal Courts located in Massachusetts and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.

X. Contact Information

If you have any questions about these Terms of Use, the practices of the Safety Insurance site, or your dealings with Safety Insurance, you can contact Safety Insurance at webmaster@SafetyInsurance.com.